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From pay-as-you-go to unlimited transactions, it all adds up to what works for you.
Unlimited use
Unlimited Chequing
With unlimited transactions comes unlimited convenience. Feel free to make as many transactions as you want, online or in person.
Key features:
- Unlimited branch, online & mobile transactions
- Unlimited free Interac® e-Transfers
- Unlimited debit
- Unlimited credit union ATM
- 2 non-credit union ATM transactions
Monthly fee:
- $14.95
- $7.48 Seniors (59+)
- $11.95 Youth (under 25)
- Free by maintaining a $3,000 balance
OPEN ACCOUNT
VIEW DETAILS
Unlimited electronic
Unlimited eAccount
Great for those who prefer electronic transactions and self-service options through online banking and mobile devices.
Key features:
- Unlimited online & mobile transactions
- Unlimited free Interac® e-Transfers
- Unlimited debit
- Unlimited credit union ATM
Monthly fee:
- $10.95
- Free for newcomers
- $11.95 Youth (under 25)
- Free by maintaining a $5,000 balance
OPEN ACCOUNT
VIEW DETAILS
Pay per use
Pay-as-you-go
Like to keep a handle on your spending? Make the transactions you want, online or in person, and only pay for what you use—not what you don’t.
Key features:
- Mobile app cheque deposits
- Unlimited free Interac® e-Transfers
- Overdraft protection with approved credit
Monthly fee:
- $2.5
- Per item feed apply
OPEN ACCOUNT
VIEW DETAILS
Occastional use
Chequing 15
You only make a few transactions a month, so why pay for more? Keep things simple with an everyday account that gives you what you need.
Key features:
- 15 transactions
- Unlimited free Interac®
Monthly fee:
- $4.00
- Free for Seniors (59+)
- Free with $2,000 min. monthly balance
OPEN ACCOUNT
VIEW DETAILS
Bikes & Cycling
Greener Energy Bike Loan
Pedal your way to a healthier planet and a healthier you. Low-rate bike loans are available to help you find the perfect two-wheeled transport so you can get from A to B sustainably.
Key features:
- Flexible repayment options
- Terms between 1 and 12 months
- No pre-payment penalties
- Minimum loan of $1000
Monthly fee:
- Starting at prime rate +1%
BOOK AN APPOINTMENT
How to take advantage of electric vehicle consumer rebates
You can count on us
Online or in person, we’re here to help with all the banking services you need:
Digital & mobile
Phone & video
Canada-wide ATM network
In-person banking
Tools to track your spending
Budgeting isn’t easy, but it can help you understand where your money’s going. And that makes it easier to figure out how to reach your goals.
Why track spending?
Tracking your spending habits isn’t about taking the fun out of life. It’s about getting a handle on your finances.
BUDGETING STRATEGIES
Household budget checklist
Keeping a budget starts with tracking your spending. This handy worksheet can help.
DOWNLOAD CHECKLIST
Guide to budgeting
Think having a budget is boring? Not worth the effort? Our First Timer’s Guide to Budgeting can help you get started in 5 easy steps.
DOWNLOAD GUIDE
Seeing the smile on a new member’s face makes my day, every time.
Talk to an expert
Advisors like Sam are ready to help members
Sam is an X and works at Y, helping members do Z, Sam and advisors like her can help members:
- Find the perfect account
- Set up a monthly budget
- Save for a down payment
- Get a loan for your next project
- Stay on track for retirement
Canada Greener Home Grant
Upgrade with a greener homes grant
The Greener Homes initiative from Efficiency Nova Scotia offers grants of up to $5,000 to help homeowners make energy efficient upgrades to their primary residences. To qualify, Canadians must obtain an EnerGuide assessment prior to installing any upgrades.
Loan calculator
Our loan calculator helps to determine the amount you can borrow and what your repayment schedule might be.
These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.
Popular mortgages
Interest rates
Rates for some of our most popular mortgages and terms include:
East Coast Credit Union prime rate
6 month open first mortgage rate
1 year closed first mortgage rate
5 year closed first mortgage rate
(Rates effective 2021-10-27)
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