Chequing accounts for daily life
From pay-as-you-go to unlimited transactions, it all adds up to what works for you.
Unlimited use
Preferred Plan
With unlimited transactions comes unlimited convenience. Feel free to make as many transactions as you want, online or in person.
Key features:
- Unlimited transactions
- Unlimited free instant Interac e-Transfers®
- Unlimited debit
- Unlimited credit union ATM
- 4 free non-credit union ATM
- Premium Level Mastercard® Fee Discount ($25.00)
Monthly fee:
- $15.95
- $8.50 Seniors (59+)
- Free by maintaining a $4,000 balance
- Free for Youth (under 25)
- Free for 1 year for newcomers to Canada
Unlimited use
Premium Plan
Enjoy boundless convenience with unlimited transactions. Make as many transactions as you desire, whether online or in person.
Key features:
- Unlimited transactions
- Unlimited free instant Interac e-Transfers®
- Unlimited official cheques
- Unlimited credit union ATM
- Unlimited non-credit union ATM
- Premium Level Mastercard® Fee Discount (50%)
Monthly fee:
- $28.00
- $14.00 Seniors (59+)
- $14.00 for Youth (under 25)
- Free by maintaining a $6,000 balance
Pay per use
Pay-as-you-go
Like to keep a handle on your spending? Make the transactions you want, online or in person, and only pay for what you use—not what you don’t.
Key features:
- Mobile app cheque deposits
- Overdraft protection with approved credit
- Pay per transaction
Monthly fee:
- $2.25
- Per item fee apply
Occasional use
Value Plan
You only make a few transactions a month, so why pay for more? Keep things simple with an everyday account that gives you what you need.
Key features:
- 15 free transactions
- Unlimited free instant Interac e-Transfers®
Monthly fee:
- $4.00
- Free for Seniors (59+)
- Free with $2,000 min. monthly balance
Frequent use
Classic Plan
Let’s face it: not everyone needs unlimited transactions. Enjoy nearly all of the same benefits as an unlimited account for a lower monthly fee.
Key features:
- 40 free transactions
- Unlimited free instant Interac e-Transfers®
- 2 free Interac ATM transactions
Monthly fee:
- $12.95
- $7.00 Seniors (59+)
- Free with $5,000 min. monthly balance
Cross-border use
US$ Chequing
Whether you’re a frequent U.S. traveller or just want to make it easier to write cheques in U.S. dollars, we’ve got you covered.
Key features:
- USD Cheques
- In-branch transactions
- Direct banking alerts
- Online and mobile banking access
Monthly fee:
- $2.50
Direct banking alerts
A security guard for your online banking
Activate online banking alerts today. Choose only the ones you want, and receive email and/or text notifications when an alert is triggered. Turn them off or back on at any time. Take control of your account's security today.
Make the move
Switch your banking in a snap
Easily transfer all your automatic payments and direct deposits to your East Coast CU account. It's fast, free, and easy with ClickSWITCH™.
You can count on us
Online or in person, we’re here to help with all the banking services you need:
Tools to track your spending
Budgeting isn’t easy, but it can help you understand where your money’s going. And that makes it easier to figure out how to reach your goals.
Why track spending?
Tracking your spending habits isn’t about taking the fun out of life. It’s about getting a handle on your finances.
Household budget worksheet
Keeping a budget starts with tracking your spending. This handy worksheet can help.
How to create and manage a budget
Think having a budget not worth the effort? Our guide can help you get started.
