Credit cards
Make everyday spending more rewarding
Looking for premium rewards? Low rates? No annual fee? Cash back? Choose the credit card that best matches your budget and spending needs.
Build credit for the life you want
Special youth offer
Apply for a credit card and start building your credit score and gain the skills you need to manage money effectively. To get you started, you will receive a $50 statement credit after your application has been approved!
Everyday rewards that move you
Cashback World Elite Mastercard
Rewards are waiting with a card that fits your lifestyle.
Key features:
- Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit
- Zero liability fraud protection
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No annual fee
Classic Mastercard
With no annual fee, a low interest rate, purchase protection and lots of other built-in benefits, this card is classic convenience at its best.
Key features:
- No annual fee
- 13.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
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Cash rewards
Cash Back Mastercard
Turn your everyday purchases into valuable cash back rewards that can be redeemed as an account credit.
- No annual fee
- 20.99% fixed interest rate (purchases)
- Earn cash rewards
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
- 2 points for every $1 spent on gas
- 1 point for every $1 spent on entertainment
- 0.5 points for every $1 spent on all other purchases
Managing your card
Low rates
Centra Gold Mastercard
Earn premium rewards on everyday purchases with this low annual fee card with an even lower interest rate.
Key features:
- $50 annual fee ($10 fee for additional card)
- 12.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Rewards:
- 1 point for every $1 spent on everyday purchases
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US purchases
US Dollar Mastercard
Goodbye foreign transaction fees, hello reward points. Simplify cross border shopping in the US, or when ordering online from a US website.
Key features:
- $50 USD annual fee ($35 USD fee for additional card)
- 19.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Auto rental collision/loss damage insurance
Rewards:
- 0.5 points for every $1 USD spent on everyday purchases
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Travel rewards
Travel Rewards Gold Mastercard
The Travel Rewards Gold Mastercard® is no longer available for new applications. If you already have a Travel Rewards Gold Mastercard® card, you still receive the same great benefits of the card.
- Full service maintained on current cards
- Expired, lost/stole cards will continue to be reissued.
- Existing rewards and product Terms and Conditions unchanged
Key features:
- 19.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Travel benefits:
- Auto rental collision/loss damage insurance
- Emergency health care coverage
- Trip cancellation & interruption insurance
- Lost or delayed baggage coverage
Rewards:
- 1 point for every $1 spent on all purchases
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Premium rewards
World Mastercard
Turn everyday spending into a rewarding experience and unlock premium rewards at top retailers with every dollar spent. Plus, enjoy unique travel benefits like free Wi-Fi at 1 million hotspots worldwide.
Key features:
- $120 annual fee ($50 fee for additional card)
- 20.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Travel benefits:
- Auto rental collision/loss damage insurance
- Emergency health care coverage
- Trip cancellation & interruption insurance
- Lost or delayed baggage coverage
Rewards:
- 3 points for every $1 spent on groceries
- 2 points for every $1 spent on dining/entertainment
- 1 point for every $1 spent on all other purchases
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Why East Coast CU credit cards?
Small cards packed with big benefits
Security features that keep you and your money safe? Check. Convenient 24/7 online access? That, too. We’ve partnered with Collabria to provide everything you’re looking for in a credit card, and more.
- Shop with complete confidence
- Pay with Apple Pay, Google Pay and more
- Earn valuable rewards
2024 0% Balance Transfer
Don’t let high credit card interest rates stand in your way
Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%.
- Take advantage of the 0% balance transfer rate on your credit union credit card, allowing you to reduce the overall amount that you pay in interest
- If you have balances on multiple credit cards you can consolidate them onto one credit card, making it easier to manage your payments
- With a 0% interest rate, more of your payment goes to reducing the principal amount, helping you pay off your outstanding balance much faster
2024 Welcome Points Offer
Ready to get rewarded with a special welcome offer?
Sign up for a new credit card and get up to 5,000 Welcome Points after your first purchase.
- TV & Home Theater
- Electronics
- Travel
- Cash Rewards
- Gift Cards
- And more
How to take advantage of this offer
Through the Flex Rewards website, there are endless opportunities an how your Welcome Points can benifit you.
Learn more
Borrowing tips
How to avoid common credit card pitfalls
Credit cards are an important part of your financial health and a convenient way to buy what you need. But a little caution can go a long way.
Borrowing tips
First timer’s guide to credit cards
Before you tap and swipe your way into a bold new financial future, it’s important to have a handle on the basics.
