Skip to main content

Newcomers’ Program


Starting life in a new country is not easy. Our honest advice will help set you up for financial success from day-to-day banking to starting a business. Our Newcomers Program is designed specifically with your needs in mind.

Call toll-free: 1-866-230-7700
Email us: eastcoast@creditu.ca

Select Image

Day-to-day banking

Unlimited transactions for unlimited convenience

New to Canada? Enjoy a few perks on us! It’s our way of welcoming you home.

  • Free for 2 years 
  • Unlimited transactions
  • Unlimited free instant Interac e-Transfers®
  • Free safety deposit box for 2 years
Select Image

New to Canada credit card offer

Say hello to a new card for your life in Canada

Our credit cards are designed with a wide range of benefits to help individuals and families have a smoother transition to life in a new country, supporting them along the way.

  • Sign up for a new card and receive $50 cash back
  • Earn valuable rewards
  • Build your credit 
Select Image

International transfers

Money that knows no borders

It’s easier than ever to send money anywhere, anytime from the comfort of your home.

  • Free for transfers over $500
  • Access to competitive exchange rates
  • 24/7 access through online banking

Select Image

Flexible Mortgage Options

Find your home here in Nova Scotia

A new home in your new home! Enjoy flexible mortgage options and receive expert advice. Receive up to $1000 “cash” on an approved and funded mortgage to help get you started.

  • Applicable on mortgage terms 3-5 years.
  • Funds credited to your account on day of closing.

Tips for newcomers

Your guide to banking and beyond in Canada


We want to make sure you always feel confident and in control of your finances. With our resources, you’ll never be far from the answers you need.

Home Financing

Financing checklist

This detailed checklist will help you keep track of all the extra costs that sneak up (and add up!) when buying a home.



DOWNLOAD CHECKLIST

Budgeting

Guide to budgeting

Think having a budget is not worth the effort? Our guide to budgeting can help you get started in 5 easy steps.



LEARN MORE

Building credit

Credit cards 101

Credit cards can be a valuable tool to your overall financial health, but it’s important to avoid some of the trappings of using a credit card.

LEARN MORE
Select Image

Member story

Believed in us from the beginning

East Coast Credit Union has believed in us from the beginning and truly wanted to help. They saw our vision and potential—the only obstacle was financial support, but the Credit Union saw our potential and supported us.

Tareq Hadhad, CEO and Founder, Peace by Chocolate
Select Image

Our difference

We know local because we are local

As a co-operative, your financial success is ours. We’re focused on your unique situation and celebrate your successes.

  • Focused on you (our members)
  • Supporting our communities
  • Local decision making

You can count on us


Online or in person, we’re here to help with all the banking services you need: